Legal
Disclaimer
Last updated: July 3, 2026 · Information Millenium LLC
Educational Purpose Only
The Credit Blueprint, operated by Information Millenium LLC, is an educational platform. All course content, templates, e-books, toolkits, and materials are provided strictly for educational and informational purposes only.
Not Credit Repair Services
Information Millenium LLC is not a credit repair organization as defined under the Credit Repair Organizations Act (CROA) or any applicable state law. We do not offer credit repair services. We do not act on your behalf with credit bureaus or creditors. All actions taken based on course content are performed solely by you, the student.
Not Financial or Legal Advice
Nothing on this website or within any course material constitutes financial, legal, tax, or professional advice. The information provided is general in nature and may not apply to your specific situation. Always consult a qualified financial advisor, attorney, or credit professional before making decisions about your credit or finances.
Dispute Letter Templates
The dispute letter templates provided in this course and as standalone products are fill-in-the-blank educational templates for personal use only. You are responsible for reviewing, completing, and submitting any letters yourself. Information Millenium LLC does not submit letters on your behalf and is not responsible for outcomes resulting from their use.
Business Credit Blueprint
The Business Credit Blueprint e-book is licensed for business educational use only and does not constitute financial, legal, or business advice. Results in building business credit vary based on individual business circumstances.
No Guarantee of Results
Credit improvement results vary by individual. Factors including your specific credit history, the accuracy of information on your report, creditor responses, and your consistency of effort all affect outcomes. Information Millenium LLC makes no guarantee of specific credit score improvements or financial results.
Credit Score Tracker
The built-in credit score tracker is a self-reporting educational tool. Scores are entered manually by the student and stored locally on their device only. Information Millenium LLC does not collect, access, or transmit any score data entered into the tracker. The tracker does not connect to any credit bureau or financial institution.
Contact
For questions regarding this disclaimer, contact Information Millenium LLC through the contact information provided on this site.